Empowering Climate-Resilient
Agriculture
Empowering farmers with data driven resilience and minimizing financial risks while securing peace of mind, despite the challenges nature may bring
Problem Space
Smallholder farmers - who make up nearly 80% of the world’s 600 million farms, are increasingly vulnerable to the impacts of climate volatility. Across Asia and Africa, erratic rainfall, rising temperatures, and prolonged dry spells are disrupting crop cycles, reducing yields, and threatening income stability.
​
The World Bank estimates that climate change could push up to 100 million people into poverty by 2030, with smallholder farmers among the most exposed. 80% of marginal farmers in India experienced crop losses due to adverse climatic events over the past five years, making agricultural resilience an urgent priority.
​
While financial protection tools like crop insurance are meant to buffer these risks, existing systems often fall short.
Farmers cite uncertainty around claim processes, lack of transparency in payouts, and coverage that rarely reflects actual field realities. As a result, insurance penetration remains low in most emerging markets, despite rising climate risks.
​
At the same time, a growing share of farmers are turning to digital and weather-based solutions that not only protect against losses but also provide real-time, data-driven insights to guide their decisions. This convergence of need and readiness signals clear gap for integrated, trusted solutions that combine weather-risk protection with actionable intelligence, empowering farmers to build resilience and regain control despite growing climate uncertainty.
Turning Weather Uncertainty to Resilience
Alivio harnesses high-resolution satellite data to generate deep, plot-based insights for smallholder farmers - ensuring timely and actionable information during the crop cycle. This same intelligence fuels Alivio’s advanced crop and assurance models, powering a next-generation assurance offering that is growth stage-aligned, plot-specific, and geo-contextualized; truly designed around the realities of the smallholder farmer. Unlike traditional insurance, Alivio’s assurance model is reimagined as a value-added service, not a policy, and is delivered through a trusted ecosystem of channel partners and insurance ecosystem players.
ENABLING DECISION MAKING
Alivio provides plot based weather and agronomy related data & assurance offerings that empower farmers to make timely, high-stakes decisions when it matters most.
PLOT BASED FORECASTS
Alivio is enabling better decision making for farmer based on plot based forecasts - such as when to sow, when to add urea, when to spray, etc.
INNOVATIVE BUSINESS MODEL
Alivio is creating an innovative business model which provides assurance - not as insurance, but as value added offerings to the farmer with the help of ecosystem play.
HIGH VALUE OFFERINGS
Empowers farmers with high-value crop assurance offerings that are rooted in farmer needs, aligned to crop & growth stages, & delivered with uncompromising transparency & timeliness.
Reach out to connect
Address
9th Floor, MFAR Manyata Tech Park 1, Bengaluru
© 2025 by Alivio. Powered by Bayer